Welfare broker

WTA ED STEPHENS INS. SRVC., INC

Mailing address (most recent filing)

12215 QUAKER AVE.

LUBBOCK, TX 79423

Total comp: $43K
Commissions: $42K
Fees: $2K
Filings: 2
Sponsors: 2

Carrier mix

Where WTA ED STEPHENS INS. SRVC., INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE STANDARD50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE STANDARD	1	$52K	50.0%
BLUE CROSS OF CALIFORNIA	1	$1.4M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$1.4M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WTA ED STEPHENS INS. SRVC., INC's plans by broker comp / premium ratio. Median 8.21% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of WTA ED STEPHENS INS. SRVC., INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where WTA ED STEPHENS INS. SRVC., INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SIMFLO, INC. SIMFLO HEALTH PLAN	TX	$1.4M	$58K	BLUE CROSS BLUE SHIELD OF TEXAS
SIMFLO, INC. SIMFLO LIFE PLAN	TX	$52K	$6K	STANDARD INSURANCE CO.