Welfare broker

WORKTERRA INC.

Mailing address (most recent filing)

PO BOX 650088

MINNEAOPLIS, MA 55485

Total comp: $67K
Commissions: $0
Fees: $67K
Filings: 1
Sponsors: 1

Carrier mix

Where WORKTERRA INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$1.2M	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WORKTERRA INC.'s plans by broker comp / premium ratio. Median 11.89% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of WORKTERRA INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WORKTERRA INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEW LIBERTY HOSPITAL CORPORATION NEW LIBERTY HOSPITAL CORPORATION EMPLOYEE WELFARE BENEFITS PLAN	MO	$1.2M	$148K	LIFE INSURANCE COMPANY OF NORTH AMERICA