Welfare broker

WOOD & ASSOCIATES INC

Mailing address (most recent filing)

P.O. BOX 8044

ELBURN, IL 60119

Total comp: $14K
Commissions: $14K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where WOOD & ASSOCIATES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

VCP SERVICES, INC.50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
VCP SERVICES, INC.	1	$23K	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$143K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KS	1	$23K	0.1%	67.33x
IL	1	$143K	0.0%	14.24x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WOOD & ASSOCIATES INC's plans by broker comp / premium ratio. Median 11.72% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of WOOD & ASSOCIATES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where WOOD & ASSOCIATES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HOBI INTERNATIONAL, INC. HOBI INTERNATIONAL, INC.	IL	$143K	$19K	CIGNA HEALTH AND LIFE INS COMPANY
OCCK, INC. OCCK, INC. VISION INSURANCE PLAN	KS	$23K	$2K	VCP SERVICES, INC.

Carrier

Plans

Premium

VCP SERVICES, INC.

$23K

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$143K

50.0%

State

Plans

Premium

State share

Index

$23K

0.1%

67.33x

$143K

0.0%

14.24x

Sponsor

Loc

Premium

Comp

Carrier

HOBI INTERNATIONAL, INC.

$143K

$19K

CIGNA HEALTH AND LIFE INS COMPANY

OCCK, INC.

OCCK, INC. VISION INSURANCE PLAN

$23K

$2K

VCP SERVICES, INC.