Welfare broker

WISCONSIN BANKERS ASSOCIATION - EBC

Mailing address (most recent filing)

4721 S BILTMORE LN

MADISON, WI 53718

Total comp: $616K
Commissions: $616K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where WISCONSIN BANKERS ASSOCIATION - EBC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
STANDARD INSURANCE COMPANY25.0%
BLUE CROSS OF CALIFORNIA25.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$41.0M	50.0%
STANDARD INSURANCE COMPANY	1	$70K	25.0%
BLUE CROSS OF CALIFORNIA	1	$865K	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	4	$42.0M	0.2%	53.08x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WISCONSIN BANKERS ASSOCIATION - EBC's plans by broker comp / premium ratio. Median 2.32% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of WISCONSIN BANKERS ASSOCIATION - EBC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where WISCONSIN BANKERS ASSOCIATION - EBC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WISCONSIN BANKERS ASSOCIATION INSURANCE TRUST FUND WISCONSIN BANKERS ASSOCIATION INSURANCE TRUST FUND	WI	$24.4M	$595K	UNITEDHEALTHCARE INSURANCE COMPANY
WISCONSIN BANKERS ASSOCIATION INSURANCE TRUST FUND WISCONSIN BANKERS ASSOCIATION INSURANCE TRUST - ASSOCIATION HEALTH PLAN	WI	$16.6M	$286K	UNITEDHEALTHCARE INSURANCE COMPANY
FORTIFI BANK FORTIFI BANK HEALTH AND WELFARE BENEFIT PLAN	WI	$865K	$19K	COMPCARE HEALTH SERVICES INSURANCE CORPORATION
PORT WASHINGTON STATE BANK PORT WASHINGTON STATE BANK LIFE & DISABILITY INSURANCE PLAN	WI	$70K	$8K	STANDARD INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$41.0M

50.0%

STANDARD INSURANCE COMPANY

$70K

25.0%

BLUE CROSS OF CALIFORNIA

$865K

25.0%

State

Plans

Premium

State share

Index

$42.0M

0.2%

53.08x

Sponsor

Loc

Premium

Comp

Carrier

WISCONSIN BANKERS ASSOCIATION INSURANCE TRUST FUND

$24.4M

$595K

UNITEDHEALTHCARE INSURANCE COMPANY

WISCONSIN BANKERS ASSOCIATION INSURANCE TRUST FUND

WISCONSIN BANKERS ASSOCIATION INSURANCE TRUST - ASSOCIATION HEALTH PLAN

$16.6M

$286K

UNITEDHEALTHCARE INSURANCE COMPANY

FORTIFI BANK

FORTIFI BANK HEALTH AND WELFARE BENEFIT PLAN

$865K

$19K

COMPCARE HEALTH SERVICES INSURANCE CORPORATION

PORT WASHINGTON STATE BANK

PORT WASHINGTON STATE BANK LIFE & DISABILITY INSURANCE PLAN

$70K

$8K

STANDARD INSURANCE COMPANY