Welfare broker

WINTON-IRELAND INS AGENCY

Mailing address (most recent filing)

627 E CANAL

TURLOCK, CA 95381

Total comp: $155K
Commissions: $155K
Fees: $247
Filings: 14
Sponsors: 14

Carrier mix

Where WINTON-IRELAND INS AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

VISION SERVICE PLAN100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
VISION SERVICE PLAN	1	$19K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$19K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WINTON-IRELAND INS AGENCY's plans by broker comp / premium ratio. Median 5.37% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of WINTON-IRELAND INS AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WINTON-IRELAND INS AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CREATIVE ALTERNATIVES INC CREATIVE ALTERNATIVES INC GROUP VISION INSURANCE PLAN	CA	$19K	$1K	VISION SERVICE PLAN