Welfare broker

WILLIAM ROGER WITHEROW

Mailing address (most recent filing)

PO BOX 375

COLUMBIA, TN 38402

Total comp: $62K
Commissions: $44K
Fees: $18K
Filings: 2
Sponsors: 2

Carrier mix

Where WILLIAM ROGER WITHEROW places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$174K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$174K	0.1%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WILLIAM ROGER WITHEROW's plans by broker comp / premium ratio. Median 10.20% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of WILLIAM ROGER WITHEROW's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WILLIAM ROGER WITHEROW is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MERIWETHER LEWIS ELECTRIC COOPERATIVE MERIWETHER LEWIS ELECTRIC COOPERATIVE DENTAL AND VISION PLAN	TN	$174K	$18K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.