Welfare broker

WILLIAM PENNINGTON

Mailing address (most recent filing)

103 BONNIE HILL ROAD

BALTIMORE, MD 21204

Total comp: $61K
Commissions: $61K
Fees: $22
Filings: 4
Sponsors: 4

Carrier mix

Where WILLIAM PENNINGTON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	2	$153K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	2	$153K	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WILLIAM PENNINGTON's plans by broker comp / premium ratio. Median 15.89% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of WILLIAM PENNINGTON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where WILLIAM PENNINGTON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
L. FISHMAN & SON, INC. L. FISHMAN & SON, INC. DENTAL, LIFE & AD&D BENEFITS PLAN	MD	$126K	$20K	METROPOLITAN LIFE INSURANCE COMPANY
L. FISHMAN & SON, INC. L. FISHMAN & SON, INC. VISION PLAN	MD	$27K	$4K	METROPOLITAN LIFE INSURANCE COMPANY