Welfare broker

WILLIAM E MOLONEY

Mailing address (most recent filing)

4604 MARCUS TRAIL

LEXINGTON, KY 40509

Total comp: $11K
Commissions: $11K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where WILLIAM E MOLONEY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERICAN HERITAGE LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERICAN HERITAGE LIFE INSURANCE COMPANY	1	$43K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	1	$43K	0.0%	19.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WILLIAM E MOLONEY's plans by broker comp / premium ratio. Median 10.34% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of WILLIAM E MOLONEY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WILLIAM E MOLONEY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TRADITIONAL BANK, INC. TRADITIONAL BANK, INC. CANCER PLAN	KY	$43K	$4K	AMERICAN HERITAGE LIFE INSURANCE COMPANY