Welfare broker

WICHERT INSURANCE SERVICES

Mailing address (most recent filing)

1200 GRAHAM ROAD

STOW, OH 44224

Total comp: $17K
Commissions: $17K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where WICHERT INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY50.0%
STARMOUNT LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$181K	50.0%
STARMOUNT LIFE INSURANCE COMPANY	1	$135K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	2	$316K	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WICHERT INSURANCE SERVICES's plans by broker comp / premium ratio. Median 8.70% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of WICHERT INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where WICHERT INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIRE-DEX LLC FIRE-DEX LLC MEDICAL PLAN	OH	$135K	$16K	STARMOUNT LIFE INSURANCE COMPANY
FIRE-DEX LLC FIRE-DEX LLC GROUP INSURANCE PLAN	OH	$181K	$10K	STANDARD INSURANCE COMPANY

Carrier

Plans

Premium

STANDARD INSURANCE COMPANY

$181K

50.0%

STARMOUNT LIFE INSURANCE COMPANY

$135K

50.0%

State

Plans

Premium

State share

Index

$316K

0.0%

7.72x

Sponsor

Loc

Premium

Comp

Carrier

FIRE-DEX LLC

FIRE-DEX LLC MEDICAL PLAN

$135K

$16K

STARMOUNT LIFE INSURANCE COMPANY

FIRE-DEX LLC

FIRE-DEX LLC GROUP INSURANCE PLAN

$181K

$10K

STANDARD INSURANCE COMPANY