Welfare broker

WHITE RIVER FINANCIAL SVCS INC

Mailing address (most recent filing)

PO BOX 2132

BATESVILLE, AR 72503

Total comp: $57K
Commissions: $57K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where WHITE RIVER FINANCIAL SVCS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	2	$544K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	2	$544K	0.4%	220.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WHITE RIVER FINANCIAL SVCS INC's plans by broker comp / premium ratio. Median 10.60% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of WHITE RIVER FINANCIAL SVCS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where WHITE RIVER FINANCIAL SVCS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WHITE RIVER HEALTH SYSTEM GROUP LONG TERM DISABILITY PLAN WHITE RIVER HEALTH SYSTEM GROUP LONG TERM DISABILITY PLAN	AR	$352K	$35K	HARTFORD LIFE AND ACCIDENT
WHITE RIVER HEALTH SYSTEM GROUP LIFE AND AD&D PLAN WHITE RIVER HEALTH SYSTEM GROUP LIFE AND AD&D PLAN	AR	$192K	$22K	HARTFORD LIFE AND ACCIDENT

Carrier

Plans

Premium

HARTFORD LIFE AND ACCIDENT

$544K

100.0%

State

Plans

Premium

State share

Index

$544K

0.4%

220.93x

Sponsor

Loc

Premium

Comp

Carrier

WHITE RIVER HEALTH SYSTEM GROUP LONG TERM DISABILITY PLAN

$352K

$35K

HARTFORD LIFE AND ACCIDENT

WHITE RIVER HEALTH SYSTEM GROUP LIFE AND AD&D PLAN

$192K

$22K

HARTFORD LIFE AND ACCIDENT