Welfare broker

WHARTON INSURANCE & FINANCIAL SERV

Mailing address (most recent filing)

3091 E. 98TH ST. SUITE 100

INDIANAPOLIS, IN 46280

Total comp: $1.5M
Commissions: $1.4M
Fees: $131K
Filings: 2
Sponsors: 2

Carrier mix

Where WHARTON INSURANCE & FINANCIAL SERV places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$8.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	1	$8.7M	0.0%	33.97x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WHARTON INSURANCE & FINANCIAL SERV's plans by broker comp / premium ratio. Median 19.45% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of WHARTON INSURANCE & FINANCIAL SERV's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WHARTON INSURANCE & FINANCIAL SERV is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WORKSMART SYSTEMS, INC. WORKSMART SYSTEMS, INC. HEALTH BENEFITS PLAN	IN	$8.7M	$1.7M	METROPOLITAN LIFE INSURANCE COMPANY