Welfare broker

WESTLUND ASSOCIATES

Mailing address (most recent filing)

PO BOX 668

HUTCHINSON, MN 55350

Total comp: $131K
Commissions: $122K
Fees: $8K
Filings: 5
Sponsors: 5

Carrier mix

Where WESTLUND ASSOCIATES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MEDICA INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MEDICA INSURANCE COMPANY	2	$5.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	2	$5.3M	0.1%	50.15x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WESTLUND ASSOCIATES's plans by broker comp / premium ratio. Median 3.13% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of WESTLUND ASSOCIATES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where WESTLUND ASSOCIATES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FORM-A-FEED, INC. FORM-A-FEED, INC. EMPLOYEE BENEFITS PLAN	MN	$4.0M	$75K	MEDICA INSURANCE COMPANY
PLATO WOODWORK, INC. PLATO WOODWORK, INC. EMPLOYEE BENEFITS PLAN	MN	$1.3M	$58K	MEDICA INSURANCE COMPANY