Welfare broker

WESTERN INSURANCE CONSULTANTS

Mailing address (most recent filing)

1065 S MAIN ST

LAS CRUCES, NM 88011

Total comp: $129K
Commissions: $129K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where WESTERN INSURANCE CONSULTANTS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$39K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NM	1	$39K	0.4%	454.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WESTERN INSURANCE CONSULTANTS's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of WESTERN INSURANCE CONSULTANTS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WESTERN INSURANCE CONSULTANTS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WESTCON COMMERICAL INDUSTRIES, LTD WESTCON COMMERICAL INDUSTRIES, LTD INSURANCE PROGRAM	NM	$39K	$0	UNITED HEALTHCARE