Welfare broker

WESTCHESTER BENEFIT GROUP

Mailing address (most recent filing)

500 SUMMIT LAKE DRIVE

SUITE 120

VALHALLA, NY 105951340

Total comp: $67K
Commissions: $67K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where WESTCHESTER BENEFIT GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$15K	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$2.8M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$2.8M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WESTCHESTER BENEFIT GROUP's plans by broker comp / premium ratio. Median 6.60% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of WESTCHESTER BENEFIT GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where WESTCHESTER BENEFIT GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ACMH, INC. ACMH, INC. WELFARE BENEFIT PLAN	NY	$2.8M	$93K	ANTHEM BLUE CROSS
TEAMSTERS LOCAL 445 WELFARE FUND TEAMSTERS LOCAL 445 WELFARE FUND	NY	$15K	$1K	STANDARD INSURANCE COMPANY

Carrier

Plans

Premium

STANDARD INSURANCE COMPANY

$15K

50.0%

ANTHEM LIFE INSURANCE COMPANY

$2.8M

50.0%

State

Plans

Premium

State share

Index

$2.8M

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

ACMH, INC.

ACMH, INC. WELFARE BENEFIT PLAN

$2.8M

$93K

ANTHEM BLUE CROSS

TEAMSTERS LOCAL 445 WELFARE FUND

$15K

$1K

STANDARD INSURANCE COMPANY