Welfare broker

WENTIF78, INC. DBA ALLPOINTE INS

Mailing address (most recent filing)

1459 18TH ST #171

SAN FRANCISCO, CA 94107

Total comp: $224K
Commissions: $174K
Fees: $50K
Filings: 6
Sponsors: 6

Carrier mix

Where WENTIF78, INC. DBA ALLPOINTE INS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%
CALIFORNIA PHYSICIANS SERVICE33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$572K	33.3%
CALIFORNIA PHYSICIANS SERVICE	1	$1.7M	33.3%
BLUE CROSS OF CALIFORNIA	1	$1.4M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	3	$3.6M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WENTIF78, INC. DBA ALLPOINTE INS's plans by broker comp / premium ratio. Median 7.87% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of WENTIF78, INC. DBA ALLPOINTE INS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where WENTIF78, INC. DBA ALLPOINTE INS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TROVE RECOMMERCE, INC. TROVE RECOMMERCE, INC. HEALTH AND WELFARE PLAN	CA	$1.7M	$127K	CALIFORNIA PHYSICIANS' SERVICE
PAX LABS, INC. PAX LABS WELFARE BENEFIT PLAN	CA	$1.4M	$107K	BLUE CROSS OF CALIFORNIA
ACELYRIN, INC. ACELYRIN EMPLOYEE BENEFITS PLAN	CA	$572K	$75K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$572K

33.3%

CALIFORNIA PHYSICIANS SERVICE

$1.7M

33.3%

BLUE CROSS OF CALIFORNIA

$1.4M

33.3%

State

Plans

Premium

State share

Index

$3.6M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

TROVE RECOMMERCE, INC.

TROVE RECOMMERCE, INC. HEALTH AND WELFARE PLAN

$1.7M

$127K

CALIFORNIA PHYSICIANS' SERVICE

PAX LABS, INC.

PAX LABS WELFARE BENEFIT PLAN

$1.4M

$107K

BLUE CROSS OF CALIFORNIA

ACELYRIN, INC.

ACELYRIN EMPLOYEE BENEFITS PLAN

$572K

$75K

CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES