Welfare broker

WEBFIRST INSURANCE, LLC

Mailing address (most recent filing)

271 GREENWOOD STREET

WORCESTER, MA 01607

Total comp: $50K
Commissions: $50K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where WEBFIRST INSURANCE, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARVARD PILGRIM HEALTH CARE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARVARD PILGRIM HEALTH CARE	1	$2.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$2.1M	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WEBFIRST INSURANCE, LLC's plans by broker comp / premium ratio. Median 2.64% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of WEBFIRST INSURANCE, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WEBFIRST INSURANCE, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WEBSTER FIRST FEDERAL CREDIT UNION WEBSTER FIRST FEDERAL CREDIT UNION EMPLOYEE BENEFITS PLAN	MA	$2.1M	$54K	HARVARD PILGRIM HEALTH CARE