Welfare broker

WEBBER AND GRINNELL EMPLOYEE BENEFI

Mailing address (most recent filing)

ONE MONARCH PLACE, STE 1500

SPRINGFIELD, MA 011441500

Total comp: $53K
Commissions: $49K
Fees: $4K
Filings: 2
Sponsors: 2

Carrier mix

Where WEBBER AND GRINNELL EMPLOYEE BENEFI places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTH NEW ENGLAND, INC.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTH NEW ENGLAND, INC.	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$1.2M	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WEBBER AND GRINNELL EMPLOYEE BENEFI's plans by broker comp / premium ratio. Median 4.29% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of WEBBER AND GRINNELL EMPLOYEE BENEFI's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WEBBER AND GRINNELL EMPLOYEE BENEFI is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RIVER VALLEY MARKET, LLC RIVER VALLEY MARKET WELFARE BENEFIT PLAN	MA	$1.2M	$53K	HEALTH NEW ENGLAND, INC.