Welfare broker

WEALTH CONCEPTS INC

Mailing address (most recent filing)

5600 MEXICO RD

ST PETERS, MO 63376

Total comp: $18K
Commissions: $18K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where WEALTH CONCEPTS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$0	0.0%	18.03x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WEALTH CONCEPTS INC's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.31% (n=0).

Prospect-flag exposure · vs market baseline

Share of WEALTH CONCEPTS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WEALTH CONCEPTS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KEYSER ENTERPRISES 1, LP KEYSER ENTERPRISES 1LP	MO	$0	$6K	GUARDIAN