Welfare broker

WATCH TOWER TECHNOLOGIES INC

Mailing address (most recent filing)

DBA THREEFLO

306 W ERIE ST

CHICAGO, IL 60654

Total comp: $103K
Commissions: $8K
Fees: $95K
Filings: 37
Sponsors: 37

Carrier mix

Where WATCH TOWER TECHNOLOGIES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$332K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$332K	0.0%	28.60x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WATCH TOWER TECHNOLOGIES INC's plans by broker comp / premium ratio. Median 3.29% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of WATCH TOWER TECHNOLOGIES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WATCH TOWER TECHNOLOGIES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
YOUNG INNOVATIONS INC. YOUNG INNOVATIONS INC. MEDICAL DENTAL INSURANCE PROGRAM	IL	$332K	$11K	LIFE INSURANCE COMPANY OF NORTH AMERICA