Welfare broker

VISTA NATIONAL INSURANCE GROUP INC

Mailing address (most recent filing)

1415 WEST 22ND STREET, SUITE 1000

OAK BROOK, IL 60523

Total comp: $825K
Commissions: $567K
Fees: $258K
Filings: 33
Sponsors: 33

Carrier mix

Where VISTA NATIONAL INSURANCE GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	4	$14.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	4	$14.2M	0.1%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VISTA NATIONAL INSURANCE GROUP INC's plans by broker comp / premium ratio. Median 4.00% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of VISTA NATIONAL INSURANCE GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where VISTA NATIONAL INSURANCE GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VELOCITY EHS VELOCITY EHS GROUP HEALTH & WELFARE BENEFIT PLAN	IL	$4.2M	$195K	BLUECROSS BLUESHIELD OF ILLINOIS
INTERLAKE MECALUX, INC. INTERLAKE MECALUX, INC. WELFARE PLAN	IL	$4.5M	$153K	BLUECROSS BLUESHIELD OF ILLINOIS
MINIAT HOLDINGS, LLC MINIAT HOLDINGS LLC EMPLOYEE BENEFITS PLAN	IL	$3.4M	$133K	BLUE CROSS BLUE SHIELD OF ILLINOIS
KOMAX CORP KOMAX CORP EMPLOYEE BENEFITS PLAN	IL	$2.1M	$87K	BLUECROSS BLUESHIELD OF ILLINOIS

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$14.2M

100.0%

State

Plans

Premium

State share

Index

$14.2M

0.1%

28.47x

Sponsor

Loc

Premium

Comp

Carrier

VELOCITY EHS

VELOCITY EHS GROUP HEALTH & WELFARE BENEFIT PLAN

$4.2M

$195K

BLUECROSS BLUESHIELD OF ILLINOIS

INTERLAKE MECALUX, INC.

INTERLAKE MECALUX, INC. WELFARE PLAN

$4.5M

$153K

BLUECROSS BLUESHIELD OF ILLINOIS

MINIAT HOLDINGS, LLC

MINIAT HOLDINGS LLC EMPLOYEE BENEFITS PLAN

$3.4M

$133K

BLUE CROSS BLUE SHIELD OF ILLINOIS

KOMAX CORP

KOMAX CORP EMPLOYEE BENEFITS PLAN

$2.1M

$87K

BLUECROSS BLUESHIELD OF ILLINOIS