Welfare broker

VINCENT J. ROSE

Mailing address (most recent filing)

ADVANCED BENEFIT SOLUTIONS, INC.

300 S FRONT ST

MARQUETTE, MI 49855

Total comp: $299K
Commissions: $299K
Fees: $0
Filings: 9
Sponsors: 9

Carrier mix

Where VINCENT J. ROSE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$6.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$6.5M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VINCENT J. ROSE's plans by broker comp / premium ratio. Median 2.80% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of VINCENT J. ROSE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where VINCENT J. ROSE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DICKINSON COUNTY HEALTHCARE SYSTEM MARSHFIELD MEDICAL CENTER - DICKINSON WELFARE BENEFIT PLAN	MI	$5.3M	$104K	BLUE CROSS BLUE SHIELD OF MICHIGAN
DAGENAIS ENTERPRISES MANAGEMENT COMPANY INC. DAGENAIS ENTERPRISES MANAGEMENT COMPANY INC. GROUP INSURANCE PLAN	MI	$1.2M	$43K	BLUE CROSS BLUE SHIELD OF MICHIGAN

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$6.5M

100.0%

State

Plans

Premium

State share

Index

$6.5M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

DICKINSON COUNTY HEALTHCARE SYSTEM

MARSHFIELD MEDICAL CENTER - DICKINSON WELFARE BENEFIT PLAN

$5.3M

$104K

BLUE CROSS BLUE SHIELD OF MICHIGAN

DAGENAIS ENTERPRISES MANAGEMENT COMPANY INC.

DAGENAIS ENTERPRISES MANAGEMENT COMPANY INC. GROUP INSURANCE PLAN

$1.2M

$43K

BLUE CROSS BLUE SHIELD OF MICHIGAN