Welfare broker

VERO ADVISING LLC

Mailing address (most recent filing)

VERO ADVISING LLC

CHARLESTON, SC 29423

Total comp: $38K
Commissions: $34K
Fees: $4K
Filings: 2
Sponsors: 2

Carrier mix

Where VERO ADVISING LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	2	$280K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$118K	0.1%	32.46x
SC	1	$162K	0.1%	62.25x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VERO ADVISING LLC's plans by broker comp / premium ratio. Median 17.67% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of VERO ADVISING LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where VERO ADVISING LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PREFERRED HOME SERVICES, LLC PREFERRED HOME SERVICES HEALTH & WELFARE BENEFITS PLAN	SC	$162K	$29K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
UNION SERVICE INDUSTRIES, INC UNION SERVICE INDUSTRIES, INC. EMPLOYEE GROUP MEDICAL PLAN	TN	$118K	$21K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

$280K

100.0%

State

Plans

Premium

State share

Index

$118K

0.1%

32.46x

$162K

0.1%

62.25x

Sponsor

Loc

Premium

Comp

Carrier

PREFERRED HOME SERVICES, LLC

PREFERRED HOME SERVICES HEALTH & WELFARE BENEFITS PLAN

$162K

$29K

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

UNION SERVICE INDUSTRIES, INC

UNION SERVICE INDUSTRIES, INC. EMPLOYEE GROUP MEDICAL PLAN

$118K

$21K

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA