Welfare broker

VECTOR FINANCIAL INC

Mailing address (most recent filing)

PO BOX 703

THATCHER, AZ 85552

Total comp: $294K
Commissions: $147K
Fees: $147K
Filings: 3
Sponsors: 3

Carrier mix

Where VECTOR FINANCIAL INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY66.7%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$4.6M	66.7%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$484K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AZ	3	$5.1M	0.2%	85.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VECTOR FINANCIAL INC's plans by broker comp / premium ratio. Median 8.39% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of VECTOR FINANCIAL INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where VECTOR FINANCIAL INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BARRETT FINANCIAL GROUP, LLC BARRETT FINANCIAL GROUP, LLC EMPLOYEE BENEFITS PLAN	AZ	$3.3M	$277K	UNITEDHEALTHCARE INSURANCE COMPANY
REVOLUTION INDUSTRIAL LLC REVOLUTION INDUSTRIAL LLC EMPLOYEE BENEFITS PLAN	AZ	$484K	$49K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
AMERICAN DENTAL COMPANIES AMERICAN DENTAL COMPANIES CAFETERIA BENEFITS PLAN	AZ	$1.3M	$29K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$4.6M

66.7%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$484K

33.3%

State

Plans

Premium

State share

Index

$5.1M

0.2%

85.91x

Sponsor

Loc

Premium

Comp

Carrier

BARRETT FINANCIAL GROUP, LLC

BARRETT FINANCIAL GROUP, LLC EMPLOYEE BENEFITS PLAN

$3.3M

$277K

UNITEDHEALTHCARE INSURANCE COMPANY

REVOLUTION INDUSTRIAL LLC

REVOLUTION INDUSTRIAL LLC EMPLOYEE BENEFITS PLAN

$484K

$49K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

AMERICAN DENTAL COMPANIES

AMERICAN DENTAL COMPANIES CAFETERIA BENEFITS PLAN

$1.3M

$29K

UNITEDHEALTHCARE INSURANCE COMPANY