Welfare broker

VBA BENEFITS CORPORATION

Mailing address (most recent filing)

VIRGINIA BANKERS ASSOC

4490 COX RD

GLEN ALLEN, VA 230603325

Total comp: $110K
Commissions: $110K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where VBA BENEFITS CORPORATION places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$4.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$4.9M	0.0%	45.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VBA BENEFITS CORPORATION's plans by broker comp / premium ratio. Median 3.23% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of VBA BENEFITS CORPORATION's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where VBA BENEFITS CORPORATION is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VBA BENEFITS CORPORATION STATE BANKERS ASSOCIATION GROUP INSURANCE TRUST	VA	$4.9M	$158K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY