Welfare broker

VARIPRO

Mailing address (most recent filing)

5300 PATTERSON AVE

#150

GRAND RAPIDS, MI 48512

Total comp: $3K
Commissions: $0
Fees: $3K
Filings: 1
Sponsors: 1

Carrier mix

Where VARIPRO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED AMERICAN INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED AMERICAN INSURANCE COMPANY	1	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$0	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VARIPRO's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of VARIPRO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where VARIPRO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MTM RETIREE HEALTH CARE PLAN AND TRUST BOARD OF DIRECTORS MTM RETIREE HEALTH CARE PLAN AND TRUST	MI	$0	$3K	UNITED AMERICAN MED SUPP