Welfare broker

VANGUARD BENEFIT SOLUTIONS, LLC

Mailing address (most recent filing)

180 PHILLIPS HILL ROAD

SUITE 2A

NEW CITY, NY 10056

Total comp: $115K
Commissions: $115K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where VANGUARD BENEFIT SOLUTIONS, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY66.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$2.2M	66.7%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$54K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	2	$1.0M	0.1%	30.91x
NY	1	$1.3M	0.0%	6.61x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VANGUARD BENEFIT SOLUTIONS, LLC's plans by broker comp / premium ratio. Median 7.15% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of VANGUARD BENEFIT SOLUTIONS, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where VANGUARD BENEFIT SOLUTIONS, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TUNECORE INC. TUNECORE INC. EMPLOYEE BENEFITS PLAN	NY	$1.3M	$91K	UNITEDHEALTHCARE INSURANCE COMPANY
HUDSON COUNTY MOTORS, INC HUDSON COUNTY MOTORS, INC EMPLOYEE BENEFITS PLAN	NJ	$966K	$68K	UNITEDHEALTHCARE INSURANCE COMPANY
PRESTIGE IMPORTS PRESTIGE IMPORTS EMPLOYEE BENEFITS PLAN	NJ	$54K	$7K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$2.2M

66.7%

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$54K

33.3%

State

Plans

Premium

State share

Index

$1.0M

0.1%

30.91x

$1.3M

0.0%

6.61x

Sponsor

Loc

Premium

Comp

Carrier

TUNECORE INC.

TUNECORE INC. EMPLOYEE BENEFITS PLAN

$1.3M

$91K

UNITEDHEALTHCARE INSURANCE COMPANY

HUDSON COUNTY MOTORS, INC

HUDSON COUNTY MOTORS, INC EMPLOYEE BENEFITS PLAN

$966K

$68K

UNITEDHEALTHCARE INSURANCE COMPANY

PRESTIGE IMPORTS

PRESTIGE IMPORTS EMPLOYEE BENEFITS PLAN

$54K

$7K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA