Welfare broker

VAN-BAR INCORPORATED

Mailing address (most recent filing)

1 GLEN MILLER PARKWAY

RICHMOND, IN 47374

Total comp: $14K
Commissions: $14K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where VAN-BAR INCORPORATED places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$160K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	1	$160K	0.0%	33.97x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VAN-BAR INCORPORATED's plans by broker comp / premium ratio. Median 13.80% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of VAN-BAR INCORPORATED's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where VAN-BAR INCORPORATED is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CONTRACT INDUSTRIAL TOOLING INC CONTRACT INDUSTRIAL TOOLING INC EMPLOYEE BENEFITS PLAN	IN	$160K	$22K	PRINCIPAL LIFE INSURANCE COMPANY