Welfare broker

VALUE ADDED BNFT ADMSTR INC

Mailing address (most recent filing)

4704 W JENNIFER AVE

STE 104

FRESNO, CA 93722

Total comp: $384K
Commissions: $209K
Fees: $176K
Filings: 3
Sponsors: 3

Carrier mix

Where VALUE ADDED BNFT ADMSTR INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SYMETRA LIFE INSURANCE COMPANY50.0%
KAISER FOUNDATION HEALTH PLAN INC50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SYMETRA LIFE INSURANCE COMPANY	1	$4.3M	50.0%
KAISER FOUNDATION HEALTH PLAN INC	1	$164K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$4.5M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VALUE ADDED BNFT ADMSTR INC's plans by broker comp / premium ratio. Median 17.53% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of VALUE ADDED BNFT ADMSTR INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where VALUE ADDED BNFT ADMSTR INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HILMAR CHEESE COMPANY, INC HILMAR CHEESE COMPANY, INC. HEALTH BENEFITS PLAN	CA	$4.3M	$338K	SYMETRA LIFE INSURANCE COMPANY
CHARLES MATOIAN ENTERPRISES OK PRODUCE HEALTH AND WELFARE PLAN	CA	$164K	$45K	KAISER FOUNDATION HEALTH PLAN, INC.

Carrier

Plans

Premium

SYMETRA LIFE INSURANCE COMPANY

$4.3M

50.0%

KAISER FOUNDATION HEALTH PLAN INC

$164K

50.0%

State

Plans

Premium

State share

Index

$4.5M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

HILMAR CHEESE COMPANY, INC

HILMAR CHEESE COMPANY, INC. HEALTH BENEFITS PLAN

$4.3M

$338K

SYMETRA LIFE INSURANCE COMPANY

CHARLES MATOIAN ENTERPRISES

OK PRODUCE HEALTH AND WELFARE PLAN

$164K

$45K

KAISER FOUNDATION HEALTH PLAN, INC.