Welfare broker

VALLEY INSURANCE PROFESSIONALS

Mailing address (most recent filing)

437 UNION ST NE

SALEM, OR 97301

Total comp: $81K
Commissions: $81K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where VALLEY INSURANCE PROFESSIONALS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

USABLE LIFE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
USABLE LIFE	1	$1.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	1	$1.0M	0.1%	104.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VALLEY INSURANCE PROFESSIONALS's plans by broker comp / premium ratio. Median 10.72% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of VALLEY INSURANCE PROFESSIONALS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where VALLEY INSURANCE PROFESSIONALS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SEIU LOCAL 503, OPEU OREGON PUBLIC EMPLOYEES UNION MEMBER LIFE PLAN	OR	$1.0M	$110K	USABLE LIFE