Welfare broker

VADA BENEFITS & INSURANCE

Mailing address (most recent filing)

1800 W GRACE ST

RICHMOND, VA 23220

Total comp: $203K
Commissions: $122K
Fees: $81K
Filings: 3
Sponsors: 3

Carrier mix

Where VADA BENEFITS & INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	1	$2.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	1	$2.4M	0.0%	19.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VADA BENEFITS & INSURANCE's plans by broker comp / premium ratio. Median 1.36% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of VADA BENEFITS & INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where VADA BENEFITS & INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AUTOMOTIVE INDUSTRY TRUST AUTOMOTIVE INDUSTRY TRUST	KY	$2.4M	$33K	ANTHEM BLUE CROSS BLUE SHIELD