Welfare broker

UPG AGENCY, LLC

Mailing address (most recent filing)

1439 STUART ENGALS BLVD

UNIT 400

MT PLEASANT, SC 29464

Total comp: $25K
Commissions: $25K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where UPG AGENCY, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$95K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$95K	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of UPG AGENCY, LLC's plans by broker comp / premium ratio. Median 13.68% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of UPG AGENCY, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where UPG AGENCY, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
B. H. GRANING LANDSCAPING, INC. B. H. GRANING LANDSCAPING, INC. EMPLOYEE BENEFIT PLAN	NC	$95K	$13K	ALL SAVERS INSURANCE COMPANY