Welfare broker

MASTER UNUM ENROLL

Mailing address (most recent filing)

1 FOUNTAIN SQUARE

CHATTANOOGA, TN 37402

Total comp: $395K
Commissions: $10K
Fees: $385K
Filings: 11
Sponsors: 11

Carrier mix

Where MASTER UNUM ENROLL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$530K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$530K	0.0%	7.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MASTER UNUM ENROLL's plans by broker comp / premium ratio. Median 6.02% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of MASTER UNUM ENROLL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MASTER UNUM ENROLL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CALFEE HALTER AND GRISWOLD LLP CALFEE HALTER & GRISWOLD LLP WELFARE PLAN	OH	$530K	$32K	UNUM LIFE INSURANCE COMPANY OF AMERICA