Welfare broker

UNIVERSITY FINANCIAL GROUP, LLC

Mailing address (most recent filing)

500 SOUTH 11TH STREET, SUITE 403

POCATELLO, ID 83201

Total comp: $15K
Commissions: $15K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where UNIVERSITY FINANCIAL GROUP, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT50.0%
AMERITAS LIFE INSURANCE CORP.50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$222K	50.0%
AMERITAS LIFE INSURANCE CORP.	1	$340K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ID	2	$562K	0.5%	265.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of UNIVERSITY FINANCIAL GROUP, LLC's plans by broker comp / premium ratio. Median 3.65% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of UNIVERSITY FINANCIAL GROUP, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where UNIVERSITY FINANCIAL GROUP, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LA SEMICONDUCTOR LA SEMICONDUCTOR LIFE AND DISABILITY PLAN	ID	$222K	$12K	HARTFORD LIFE AND ACCIDENT
LA SEMICONDUCTOR LA SEMICONDUCTOR VISION PLAN	ID	$340K	$7K	AMERITAS LIFE INSURANCE CORPORATION

Carrier

Plans

Premium

HARTFORD LIFE AND ACCIDENT

$222K

50.0%

AMERITAS LIFE INSURANCE CORP.

$340K

50.0%

State

Plans

Premium

State share

Index

$562K

0.5%

265.01x

Sponsor

Loc

Premium

Comp

Carrier

LA SEMICONDUCTOR

LA SEMICONDUCTOR LIFE AND DISABILITY PLAN

$222K

$12K

HARTFORD LIFE AND ACCIDENT

LA SEMICONDUCTOR

LA SEMICONDUCTOR VISION PLAN

$340K

$7K

AMERITAS LIFE INSURANCE CORPORATION