Welfare broker

UNIVERSAL INSURANCE ADVISORS INC

Mailing address (most recent filing)

1151 ONEIDA STREET

MENASHA, WI 54952

Total comp: $80K
Commissions: $80K
Fees: $0
Filings: 8
Sponsors: 8

Carrier mix

Where UNIVERSAL INSURANCE ADVISORS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA25.0%
PRINCIPAL LIFE INSURANCE COMPANY25.0%
LUCENT HEALTH SOLUTIONS LLC25.0%
BLUE CROSS OF CALIFORNIA25.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$42K	25.0%
PRINCIPAL LIFE INSURANCE COMPANY	1	$71K	25.0%
LUCENT HEALTH SOLUTIONS LLC	1	$1.2M	25.0%
BLUE CROSS OF CALIFORNIA	1	$100K	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	3	$1.3M	0.1%	39.81x
NM	1	$100K	0.4%	113.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of UNIVERSAL INSURANCE ADVISORS INC's plans by broker comp / premium ratio. Median 16.92% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of UNIVERSAL INSURANCE ADVISORS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where UNIVERSAL INSURANCE ADVISORS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HOLSUM, INC HOLSUM, INC. EMPLOYEES HEALTH & WELFARE PLAN	NM	$100K	$28K	BLUE CROSS BLUE SHIELD
MCMAHON ASSOCIATES, INC. MCMAHON ASSOCIATES INC GROUP LIFE & DISABILITY PLAN	WI	$71K	$10K	PRINCIPAL LIFE INSURANCE COMPANY
MCMAHON ASSOCIATES, INC. MCMAHON ASSOCIATES INC GROUP LONG TERM CARE PLAN	WI	$42K	$8K	UNUM LIFE INSURANCE COMPANY OF AMERICA
MCMAHON ASSOCIATES, INC. MCMAHON ASSOCIATES INC. GROUP MEDICAL PLAN	WI	$1.2M	$3K	LUCENT HEALTH SOLUTIONS

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$42K

25.0%

PRINCIPAL LIFE INSURANCE COMPANY

$71K

25.0%

LUCENT HEALTH SOLUTIONS LLC

$1.2M

25.0%

BLUE CROSS OF CALIFORNIA

$100K

25.0%

State

Plans

Premium

State share

Index

$1.3M

0.1%

39.81x

$100K

0.4%

113.73x

Sponsor

Loc

Premium

Comp

Carrier

HOLSUM, INC

HOLSUM, INC. EMPLOYEES HEALTH & WELFARE PLAN

$100K

$28K

BLUE CROSS BLUE SHIELD

MCMAHON ASSOCIATES, INC.

MCMAHON ASSOCIATES INC GROUP LIFE & DISABILITY PLAN

$71K

$10K

PRINCIPAL LIFE INSURANCE COMPANY

MCMAHON ASSOCIATES, INC.

MCMAHON ASSOCIATES INC GROUP LONG TERM CARE PLAN

$42K

$8K

UNUM LIFE INSURANCE COMPANY OF AMERICA

MCMAHON ASSOCIATES, INC.

MCMAHON ASSOCIATES INC. GROUP MEDICAL PLAN

$1.2M

$3K

LUCENT HEALTH SOLUTIONS