Welfare broker

UNITED STATES FINANCIAL CORPORATION

Mailing address (most recent filing)

4 W RED OAK LANE

SUITE 100

WHITE PLAINS, NY 10604

Total comp: $64K
Commissions: $64K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where UNITED STATES FINANCIAL CORPORATION places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE INSURANCE COMPANY	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$1.2M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of UNITED STATES FINANCIAL CORPORATION's plans by broker comp / premium ratio. Median 6.07% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of UNITED STATES FINANCIAL CORPORATION's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where UNITED STATES FINANCIAL CORPORATION is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNIQUE PEOPLE SERVICES, INC. UNIQUE PEOPLE SERVICES, INC. WELFARE PLAN	NY	$1.2M	$72K	UNITED HEALTHCARE INSURANCE COMPANY