Welfare broker

UNITED PROFESSIONAL BENEFITS

Mailing address (most recent filing)

19607 STATE ROUTE 3

WATERTOWN, NY 13601

Total comp: $117K
Commissions: $117K
Fees: $145
Filings: 4
Sponsors: 4

Carrier mix

Where UNITED PROFESSIONAL BENEFITS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA66.7%
UNITED HEALTHCARE SERVICES, INC.33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	2	$968K	66.7%
UNITED HEALTHCARE SERVICES, INC.	1	$537K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	3	$1.5M	0.1%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of UNITED PROFESSIONAL BENEFITS's plans by broker comp / premium ratio. Median 4.26% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of UNITED PROFESSIONAL BENEFITS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where UNITED PROFESSIONAL BENEFITS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LAVALLE TRANSPORTATION, INC LAVALLE TRANSPORTATION, INC WELFARE BENEFITS PLAN	NY	$537K	$100K	UNITED HEALTHCARE SERVICES, INC
CLAXTON-HEPBURN MEDICAL CENTER CLAXTON-HEPBURN MEDICAL CENTER WELFARE BENEFIT PLAN	NY	$696K	$30K	SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.)
CARTHAGE AREA HOSPITAL CARTHAGE AREA HOSPITAL WELFARE BENEFITS PLAN	NY	$272K	$8K	SUN LIFE AND HEALTH INSURANCE COMPANY (US)

Carrier

Plans

Premium

SUN LIFE ASSURANCE COMPANY OF CANADA

$968K

66.7%

UNITED HEALTHCARE SERVICES, INC.

$537K

33.3%

State

Plans

Premium

State share

Index

$1.5M

0.1%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

LAVALLE TRANSPORTATION, INC

LAVALLE TRANSPORTATION, INC WELFARE BENEFITS PLAN

$537K

$100K

UNITED HEALTHCARE SERVICES, INC

CLAXTON-HEPBURN MEDICAL CENTER

CLAXTON-HEPBURN MEDICAL CENTER WELFARE BENEFIT PLAN

$696K

$30K

SUN LIFE AND HEALTH INSURANCE COMPANY (U.S.)

CARTHAGE AREA HOSPITAL

CARTHAGE AREA HOSPITAL WELFARE BENEFITS PLAN

$272K

$8K

SUN LIFE AND HEALTH INSURANCE COMPANY (US)