Welfare broker

UNITED INSURANCE SERVICES INC

Mailing address (most recent filing)

200 E NASHVILLE AVE

ATMORE, AL 36502

Total comp: $23K
Commissions: $22K
Fees: $1K
Filings: 1
Sponsors: 1

Carrier mix

Where UNITED INSURANCE SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$248K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$248K	0.1%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of UNITED INSURANCE SERVICES INC's plans by broker comp / premium ratio. Median 15.23% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of UNITED INSURANCE SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where UNITED INSURANCE SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNITED BANCORPORATION OF ALABAMA, INC. UNITED BANCORPORATION OF ALABAMA, INC. LIFE AND LONG-TERM DISABILITY PLAN	AL	$248K	$38K	PRINCIPAL LIFE INSURANCE COMPANY