Welfare broker

UME UNDERWRITING MANAGEMENT EXPERTS

Mailing address (most recent filing)

900 FORTY FOOT ROAD

LANSDALE, PA 19446

Total comp: $400K
Commissions: $0
Fees: $400K
Filings: 1
Sponsors: 1

Carrier mix

Where UME UNDERWRITING MANAGEMENT EXPERTS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

GERBER LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
GERBER LIFE INSURANCE COMPANY	1	$400K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	1	$400K	0.0%	53.08x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of UME UNDERWRITING MANAGEMENT EXPERTS's plans by broker comp / premium ratio. Median 135.14% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of UME UNDERWRITING MANAGEMENT EXPERTS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where UME UNDERWRITING MANAGEMENT EXPERTS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WIESER CONCRETE PRODUCTS WIESER CONCRETE HEALTH PLAN	WI	$400K	$540K	GERBER LIFE INSURANCE COMPANY