Welfare broker

UIG INC DBA UNITED INSURANCE

Mailing address (most recent filing)

470 FOREST AVE

PORTLAND, ME 04101

Total comp: $314K
Commissions: $314K
Fees: $0
Filings: 13
Sponsors: 13

Carrier mix

Where UIG INC DBA UNITED INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY42.9%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA42.9%
HCC LIFE INSURANCE COMPANY14.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	3	$1.5M	42.9%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	3	$1.1M	42.9%
HCC LIFE INSURANCE COMPANY	1	$332K	14.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	4	$1.4M	1.0%	169.30x
VA	2	$79K	0.1%	13.11x
NC	1	$1.5M	0.0%	6.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of UIG INC DBA UNITED INSURANCE's plans by broker comp / premium ratio. Median 12.59% vs welfare-wide median 6.29% (n=7).

Prospect-flag exposure · vs market baseline

Share of UIG INC DBA UNITED INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-7 of 7 sponsors where UIG INC DBA UNITED INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EAGLE TRANSPORT CORPORATION EAGLE TRANSPORT HEALTH AND WELFARE PLAN	NC	$1.5M	$268K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
SOMIC AMERICA, INC. SOMIC AMERICA, INC. EMPLOYEE BENEFITS PLAN	ME	$759K	$73K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
R.J. GRONDIN & SONS RJ GRONDIN & SONS GROUP LIFE PLAN	ME	$230K	$37K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
SKILLS, INC. SKILLS, INC.	ME	$332K	$35K	HCC LIFE INSURANCE COMPANY
NATIONAL DISTRIBUTORS, INC. NATIONAL DISTRIBUTORS, INC. EMPLOYEE BENEFIT PLAN	ME	$76K	$11K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
HAMPTON ROADS ORTHOPAEDICS & SPORTS MEDICINE HAMPTON ROADS ORTHOPAEDICS & SPORTS MEDICINE	VA	$72K	$5K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
HAMPTON ROADS ORTHOPAEDICS & SPORTS MEDICINE HAMPTON ROADS ORTHOPAEDICS & SPORTS MEDICINE	VA	$7K	$876	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY