Welfare broker

TZEDAKAH HOUSE LLC

Mailing address (most recent filing)

8 LUNAR DR

WOODBRIDGE, CT 06525

Carrier mix

Where TZEDAKAH HOUSE LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	3	$173K	60.0%
UNITED HEALTHCARE INSURANCE COMPANY	1	$2.0M	20.0%
DELTA DENTAL OF CALIFORNIA	1	$156K	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CT	5	$2.4M	0.4%	103.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TZEDAKAH HOUSE LLC's plans by broker comp / premium ratio. Median 8.73% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of TZEDAKAH HOUSE LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where TZEDAKAH HOUSE LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TOWER LABORATORIES TOWER LABS CT HEALTH PLAN	CT	$2.0M	$82K	UNITED HEALTHCARE INSURANCE COMPANY
TOWER LABORATORIES TOWER LABORATORIES LTD. GROUP DENTAL PPO INSURANCE	CT	$156K	$8K	DELTA DENTAL OF CONNECTICUT, INC.
TOWER LABORATORIES LTD. TOWER LABORATORIES LTD. GROUP SHORT TERM DISABILITY	CT	$87K	$8K	UNITED OF OMAHA LIFE INSURANCE COMPANY
TOWER LABORATORIES LTD. TOWER LABORATORIES LTD. LONG TERM DISABILITY PLAN	CT	$63K	$7K	UNITED OF OMAHA LIFE INSURANCE COMPANY
TOWER LABORATORIES TOWER LABORATORIES LTD. GROUP MEMBER LIFE INSURANCE	CT	$23K	$3K	UNITED OF OMAHA LIFE INSURANCE COMPANY