Welfare broker

TWO RIVER BENEFITS CONSULTANTS LLC

Mailing address (most recent filing)

818 SHREWSBURY AVE

2ND FLOOR

TINTON FALLS, NJ 07724

Total comp: $826
Commissions: $826
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where TWO RIVER BENEFITS CONSULTANTS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AFLAC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AFLAC	1	$16K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$16K	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TWO RIVER BENEFITS CONSULTANTS LLC's plans by broker comp / premium ratio. Median 8.72% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of TWO RIVER BENEFITS CONSULTANTS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TWO RIVER BENEFITS CONSULTANTS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
STAFF MANAGEMENT GROUP LLC STAFF MANAGEMENT GROUP LLC HEALTH & WELFARE BENEFITS PLAN	NJ	$16K	$1K	AFLAC