Welfare broker

TRUE COVERAGE LLC

Mailing address (most recent filing)

2400 LOUISIANA BLVD NE

ALBUQUERQUE, NM 87110

Total comp: $39K
Commissions: $38K
Fees: $1K
Filings: 2
Sponsors: 2

Carrier mix

Where TRUE COVERAGE LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$434K	50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$261K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NM	2	$695K	0.8%	454.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TRUE COVERAGE LLC's plans by broker comp / premium ratio. Median 6.46% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of TRUE COVERAGE LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where TRUE COVERAGE LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SPERIDIAN TECHNOLOGIES, LLC SPERIDIAN TECHNOLOGIES, LLC INSURED BENEFITS PLAN	NM	$261K	$26K	LIFE INSURANCE COMPANY OF NORTH AMERICA
SPERIDIAN TECHNOLOGIES, LLC SPERIDIAN TECHNOLOGIES, LLC HEALTH PLAN	NM	$434K	$13K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$434K

50.0%

LIFE INSURANCE COMPANY OF NORTH AMERICA

$261K

50.0%

State

Plans

Premium

State share

Index

$695K

0.8%

454.90x

Sponsor

Loc

Premium

Comp

Carrier

SPERIDIAN TECHNOLOGIES, LLC

SPERIDIAN TECHNOLOGIES, LLC INSURED BENEFITS PLAN

$261K

$26K

LIFE INSURANCE COMPANY OF NORTH AMERICA

SPERIDIAN TECHNOLOGIES, LLC

SPERIDIAN TECHNOLOGIES, LLC HEALTH PLAN

$434K

$13K

UNITEDHEALTHCARE INSURANCE COMPANY