Welfare broker

TROY INS AGENCY INC

Mailing address (most recent filing)

625 8TH ST

LEWISTON, ID 83501

Total comp: $12K
Commissions: $12K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where TROY INS AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$50K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ID	1	$50K	0.2%	265.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TROY INS AGENCY INC's plans by broker comp / premium ratio. Median 4.23% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of TROY INS AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TROY INS AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BENNETT LUMBER PRODUCTS, INC. LIFE INSURANCE ACCIDENTAL DEATH AND DISMEMBERMENT AND LONG TERM DISABILITY	ID	$50K	$2K	STANDARD INSURANCE COMPANY