Welfare broker

TRI-STATE BENEFIT SPECIALISTS

Mailing address (most recent filing)

5010 DAVIS LANT DR STE 3

EVANSVILLE, IN 47715

Total comp: $343K
Commissions: $343K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where TRI-STATE BENEFIT SPECIALISTS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
UNITED OF OMAHA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.9M	50.0%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$3.2M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	2	$5.2M	0.1%	33.97x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TRI-STATE BENEFIT SPECIALISTS's plans by broker comp / premium ratio. Median 5.62% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of TRI-STATE BENEFIT SPECIALISTS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where TRI-STATE BENEFIT SPECIALISTS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WAREHOUSE SERVICES, INC. WAREHOUSE SERVICES, INC. WELFARE BENEFIT PLAN	IN	$3.2M	$301K	UNITED OF OMAHA LIFE INSURANCE COMPANY
POSEY COUNTY LLC POSEY COUNTY CO-OP WELFARE BENEFIT PLAN	IN	$1.9M	$37K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$1.9M

50.0%

UNITED OF OMAHA LIFE INSURANCE COMPANY

$3.2M

50.0%

State

Plans

Premium

State share

Index

$5.2M

0.1%

33.97x

Sponsor

Loc

Premium

Comp

Carrier

WAREHOUSE SERVICES, INC.

WAREHOUSE SERVICES, INC. WELFARE BENEFIT PLAN

$3.2M

$301K

UNITED OF OMAHA LIFE INSURANCE COMPANY

POSEY COUNTY LLC

POSEY COUNTY CO-OP WELFARE BENEFIT PLAN

$1.9M

$37K

UNITEDHEALTHCARE INSURANCE COMPANY