Welfare broker

TRACY L MANGOLD

Mailing address (most recent filing)

1488 SLEEPY HOLLOW LN.

NEW BRAUNFELS, TX 78130

Total comp: $10K
Commissions: $10K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where TRACY L MANGOLD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$2.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$2.6M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TRACY L MANGOLD's plans by broker comp / premium ratio. Median 0.75% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of TRACY L MANGOLD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TRACY L MANGOLD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OCI ENTERPRISES INC. OCI MEDICAL PLAN	TX	$2.6M	$19K	BLUE CROSS AND BLUE SHIELD OF TEXAS