Welfare broker

TRACIE MCPHERSON

Mailing address (most recent filing)

UNKNOWN

NATCHEZ, MS 39120

Total comp: $169K
Commissions: $169K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where TRACIE MCPHERSON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	1	$1.3M	0.2%	248.48x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TRACIE MCPHERSON's plans by broker comp / premium ratio. Median 6.82% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of TRACIE MCPHERSON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TRACIE MCPHERSON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MISSISSIPPI TANK AND MANUFACTURING COMPANY MISSISSIPPI TANK AND MANUFACTURING COMPANY EMPLOYEE BENEFIT PLAN	MS	$1.3M	$88K	BLUE CROSS & BLUE SHIELD OF MISSISSIPPI