Welfare broker

TOTEM OUTSOURCING LLC

Mailing address (most recent filing)

6655 TOWNE SQUARE STE 250

ALPHARETTA, GA 30005

Total comp: $203K
Commissions: $203K
Fees: $502
Filings: 2
Sponsors: 2

Carrier mix

Where TOTEM OUTSOURCING LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	1	$1.6M	0.0%	15.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TOTEM OUTSOURCING LLC's plans by broker comp / premium ratio. Median 15.20% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of TOTEM OUTSOURCING LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TOTEM OUTSOURCING LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JIM ELLIS ATLANTA, INC. JIM ELLIS ATLANTA, INC. HEALTH AND WELFARE PLAN	GA	$1.6M	$236K	BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC.