Welfare broker

TOTAL BENEFITS, INC.

Mailing address (most recent filing)

8777 N GAINEY CENTER DRIVE, STE 260

SCOTTSDALE, AZ 85258

Total comp: $113K
Commissions: $100K
Fees: $13K
Filings: 5
Sponsors: 5

Carrier mix

Where TOTAL BENEFITS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$2.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$2.7M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TOTAL BENEFITS, INC.'s plans by broker comp / premium ratio. Median 13.63% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of TOTAL BENEFITS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where TOTAL BENEFITS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INTERPARFUMS USA LLC INTERPARFUMS USA GROUP MEDICAL PLAN	NY	$2.7M	$147K	UNITEDHEALTHCARE INSURANCE COMPANY
INTERPARFUMS USA LLC INTERPARFUMS USA GROUP VISION PLAN	NY	$14K	$3K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$2.7M

100.0%

State

Plans

Premium

State share

Index

$2.7M

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

INTERPARFUMS USA LLC

INTERPARFUMS USA GROUP MEDICAL PLAN

$2.7M

$147K

UNITEDHEALTHCARE INSURANCE COMPANY

INTERPARFUMS USA LLC

INTERPARFUMS USA GROUP VISION PLAN

$14K

$3K

UNITEDHEALTHCARE INSURANCE COMPANY