Welfare broker

TOP BENEFITS LLC

Mailing address (most recent filing)

PO BOX 96002

CHICAGO, IL 60693

Total comp: $62K
Commissions: $7K
Fees: $54K
Filings: 2
Sponsors: 2

Carrier mix

Where TOP BENEFITS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$36K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	1	$36K	0.2%	220.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TOP BENEFITS LLC's plans by broker comp / premium ratio. Median 18.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of TOP BENEFITS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TOP BENEFITS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HARPS FOOD STORES INC HARPS ACCIDENTAL LIFE INSURANCE	AR	$36K	$6K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY