Welfare broker

TOM MCSWAIN

Mailing address (most recent filing)

1121 PEMBERTON HILL ROAD

APEX, NC 27502

Total comp: $97K
Commissions: $97K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where TOM MCSWAIN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$1.9M	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TOM MCSWAIN's plans by broker comp / premium ratio. Median 5.18% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of TOM MCSWAIN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where TOM MCSWAIN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEW RESTORATION AND RECOVERY SERVICES, LLC NEW RESTORATION AND RECOVERY SERVICES, LLC GROUP HEALTH INSURANCE PLAN	NC	$1.9M	$97K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA